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“Fix the Damn Roads”

This was a major talking point in Gretchen Whitmer’s successful campaign for Governor of Michigan.  The problem of a deteriorating infrastructure is not limited to roads or to Michigan.  Infrastructure has been a recurring theme in state and national politics for years, and phrases like “shovel ready” raised hopes that the political class would finally […]

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What is the Secure Act?

The Secure Act is piece of retirement legislation that was making headlines the past several months as it navigated through Congress. The House of Representatives passed the proposal back in May of 2019 and it was recently approved by the Senate in the middle of December. The Secure Act imposes a spectrum of changes primarily […]

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The Difficulty in Market Timing

We live in uncertain times.  Domestically, we are confronted with a divided Congress, impeachment of our President, an annual deficit that is now greater than $1 trillion and a national debt that has topped $23 trillion.  Overseas, we are engaged in a trade war with China, we are under a constant nuclear threat with Russia, […]

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Did You Keep Your Landline?

Extended power outages, which are likely to recur in California, are revealing an inconvenient truth about modern telephones: no power, no phone service.  Power outages cut service to cell towers and to cable providers that sell home voice services, often advertised as land lines.  Consequently, hundreds of thousands of households may be cut off from […]

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“If You Build It, He Will Come”

According to Wikiquote, this was ranked as #39 of the 100 most memorable American movie quotations of all time.  In the film, Field of Dreams, an Iowa corn farmer builds a baseball diamond, and storied deceased baseball players emerge from the cornfields to play ball. This concept works well for the movie, but may prove […]

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Critical Mass

No, this not about bombs.  It’s about investing in new and developing companies.  Investopedia defines critical mass, in a business context, as the point at which a growing company becomes self-sustaining and no longer needs additional investment to remain economically viable. Over the last several years, a number of rapidly growing companies have entered the […]

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