Let’s Debate It

One of the research services that my colleagues and I subscribe to is called Mauldin Economics, authored by John Mauldin. This week Mauldin writes “As we saw last week, in research I cited from Europe, there is a correlation between government size and GDP growth. Which makes sense, in that jobs really come from the … Continued

Caveat Emptor

Apparently the SEC is shifting to a “Let the Buyer Beware” approach to regulation. On August 29, the SEC proposed a rule permitting private issuers to promote offerings to the general investing public for the first time (thank you Dodd-Frank). While the new regulations may ease capital-raising for many legitimate companies, they could also subject … Continued

Are Hedge Funds Right For You?

Based on a recent article in Forbes, we would like to share some of their observations on recent hedge fund performance. As the industry heads toward the homestretch for 2012, the numbers are grim. Bank of America Merrill Lynch’s investible hedge fund index shows hedge funds are up less than 2% so far in 2012 … Continued

You Don’t Get Hit By the Bus You See

With the Europeans returning from summer vacation this week, it is likely the problems in Europe will return to the forefront. Sunday’s New York Timesfeatured the following article that discussed various plans American companies are putting into place in the event that Greece is to exit the Euro Zone. Some of these companies have stated … Continued

A Labor Day Reflection

A three-day weekend is always a welcomed change from routine and this past weekend was no exception. As I read the varying newspaper commentaries about the holiday over the weekend, I too began reflecting on the impact that labor has had on our economy. Americans have traditionally been thought of as industrious and hard-working and … Continued

Psychic Income

A recent article in US News & World Report highlighted seven jobs that they described as “underpaid” in that the average median salary was less than the $41,674 national average wage index as calculated by the Social Security Administration. The selected jobs had a high societal need in that the authors projected at least 45,000 … Continued

Evidence from the Field – India’s Power Outage

April 23, 2012: Wall Street Journal headline – “Scandal Spurs Indian Coal Auction” “India is the world’s third-largest producer of coal, after China and the U.S. But it has become increasingly reliant on imports from countries such as Indonesia because of slumping domestic production. This year, demand is expected to outstrip production by about 100 … Continued

Let This Serve as a Reminder

Sadly the early hope for an Arab Spring that would fuel the populous to societies with greater freedoms, including the right to free elections, freedom of speech, freedom of religionand equal rights for women, which would ultimately lead the region to job growth and economic prosperity, now appears to have failed the people and the … Continued

Is That For Real?

Several weeks ago I received a solicitation from a local community foundation officer suggesting that we might want to recommend to our philanthropically minded clients an investment in their donor-advised fund. They showed investment returns that, on the surface, appeared quite solid. As I studied their performance data though, I learned that a material segment … Continued

If Someone is Drowning, Throw a Life Ring, Not an Anchor

Reading an essay this morning on the demographic challenge currently facing several South American nations (aging populations), I came across one of those obvious, but often ignored assertions (like the one, “Wear clean underwear, you never know when you’re going to be in an accident”; the ignoring part is not about wearing clean underwear, but … Continued

A Prescription for Job Growth

August 10, 2012: www.wikianswers.com– “What percentage of Greece’s population is government employed? 1 in every 3 workers, 33.33% of the working population.” August 9, 2012: Wall Street Journal headline – “Greek May Unemployment Rate Hits Fresh High of 23.1%” August 9, 2012: Stephen Henderson, Detroit Free Press– “For unions and the whole idea of collective … Continued