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How Much is a Barrel of Oil?

That depends on where the oil is.  Currently, Brent crude is trading at approximately $80/bbl.  U.S. benchmark crude futures, priced at Cushing, OK, are trading about $10/bbl. below Brent, and cash prices in the prolific Permian Basin are even lower.  However, the “prize?” goes to Canada, where Western Canada Select crude cash prices are currently […]

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Net Metering

Net energy metering (NEM) is a special billing arrangement that provides credits for surplus energy to customers with solar photovoltaic systems, at the full retail value of the electricity their system generates.  Under NEM, the customer’s electric meter keeps track of how much electricity is consumed by the customer, and how much is excess electricity […]

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Financial Folly/Unforced Errors

Developing and sustaining a sound, long-term personal financial strategy, in a world full of unexpected events, is difficult enough without incurring unforced errors.  Hopefully, most of us recognize that a financially successful retirement plan includes maintaining a consistent approach to spending, saving and investing. Unfortunately, too many of us succumb to unwise consumption behavior that […]

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To Subsidize or Not To Subsidize, That is the Question

German Chancellor Angela Merkel recently said that subsidies designed to help Germans buy electric vehicles cannot go on forever. California will hold hearings on offering a $4,500 subsidy for each electric vehicle sold in the state, up from the current $2,500, even as customers from Tesla and GM face losing the loss of bigger federal […]

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Recruiting in a Strong Economy

According to recent reports, for the first time since 2005, the U.S. Army missed its recruiting goal for the year, despite increasing its bonus pool by $200 million and approving additional waivers for bad conduct and health issues.  The Navy, Air Force and Marine Corps, with much smaller requirements, all met their recruiting goals for […]

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Financial Exploitation

Experts agree that financial exploitation of older people is a problem that is growing as America ages, and that it is significantly underreported.  While some high-profile examples have been widely reported, financial exploitation tends to be a hidden crime and, within families, victims don’t want to prosecute. AARP recently published an article by John Rosengren […]

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