Archive

What You Need in Your Emergency Fund

An emergency fund is money set aside for unforeseen events such as sudden unemployment, short-term disability, a natural disaster or a major car repair.  Having an emergency fund is a vital part of everyone’s financial plan; without an emergency fund an unexpected medical bill could put you over the edge and force you to incur […]

Read More

The Basics of Investing – Getting Started

With the plethora of events impacting the investing world (Ebola, ISIS, market volatility, Ukraine and gasoline price collapses), it is easy to lose sight of the basics of investing.  And, while the basics tend to be less newsworthy, they are much more important for a successful outcome over the long term than the crisis du […]

Read More

Just Tell Me What The Rules Are

It is probably fair to say that the “rule of law” is one of the key pillars of our government and financial system.  Wikipedia defines the rule of law as “the legal principle that the law should govern a nation, as opposed to arbitrary decisions by individual government officials”. As investment advisors, we are well […]

Read More

Man vs. Machine

A recent article in the Wall Street Journal, “Robo Financial Advisers Can’t Coach”, discussed the evolution of robo-advisers and what they offer, and more importantly what they do not offer.  A robo-adviser is a new class of portfolio manager and financial planner that offers inexpensive management and planning services utilizing online tools. Many in our […]

Read More

You Can’t Eat Oil

For most of the period following World War II, political and investment decisions have been predicated on the assumption that oil reserves were limited and that shortages and price increases were the most likely long-term risk to an increasingly energy dependent society. Recent weakness in oil prices suggest that the expectation of shortages, particularly in […]

Read More

Ebola – The Investment Implications

Ebola seems to dominate the news flow of late, and understandably so.  Deadly viruses command attention, as does the risk of pandemics.  While not minimizing the significance of the familial, social and demographic implications of rapidly spreading viruses, our expertise and focus in this brief blog, is on the economic impact. In modern history, potential […]

Read More