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Herd Immunity

As the world struggles to identify potential solutions to Covid-19, herd immunity appears to be the most promising opportunity to mitigate some of the worst effects of the pandemic.  According to Wikipedia, “herd immunity is a form of indirect protection from infectious disease that occurs when a large percentage of a population has become immune […]

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Understanding Financial Modeling

Financial modeling has long been used by financial analysts and corporate executives in an effort to organize historical data in a manner that can be helpful in projecting possible outcomes for future events.  Models are also used as a method of assessing the impact of recent events on potential developments in the future.  Models relating […]

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Cobots

Cobots are robots intended for direct human/robotic interaction within a shared space, or where humans and robots are in close proximity.  According to Wikipedia, cobots were invented in 1996 and have been successfully deployed to support human activities, in contrast to robots that typically work separately from humans.  Their 1997 U.S. patent entitled “Cobots” describes […]

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Productivity: The Key To Economic Growth

Productivity describes various measures of the efficiency of production.  There are many different definitions of productivity.  Perhaps the most common, and probably the easiest to understand, is an aggregate labor productivity measure, such as GDP per worker.  In other words, how much economic benefit is derived from the contribution of each worker. In order for […]

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Small Business and Covid-19

It is generally accepted that small business is a significant driver of job growth in the US.  While precise data is not available, it has been suggested that, historically, startups have accounted for approximately 20% of job creation. Currently, small businesses appear to be suffering more than larger concerns, probably due, at least in part, […]

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Creative Destruction

Creative destruction can be described as the dismantling of long-standing practices in order to make way for innovation.  The process is sometimes referred to as disruptive and inevitably results in winners and losers. Consider the emergence of Lyft, Uber and similar companies and their impact on more traditional taxi and car service enterprises. The path […]

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