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The Subscription Model and You

Wikipedia describes the subscription business model as one in which a customer must pay a recurring amount at regular intervals for access to a product or service.  This model was pioneered by the publishers of books and periodicals in the 17th century, and is now used by many businesses, charities and websites. Investors seem to […]

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Feeling Sick?

Everyone is talking coronavirus, but I do not think you can discount the effect of the “Bernie Bug.”  Those two issues collided this weekend and left traders unnerved. I think in the short term, the volatility will take its course with some follow through and the direction will be tied to the latest news reports […]

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Return on Investment

Return on investment (ROI) is a profitability measure that calculates the profit on an investment as a percentage of the original cost.  In other words, it measures how much money was made on an investment as a percentage of the purchase price.  ROI allows investors to determine the efficiency of each dollar invested in a […]

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According to Wikipedia, in sociology, socialization is the process of internalizing the norms and ideologies of society.  Socialization encompasses both learning and teaching and is thus the means by which social and cultural continuity are attained.  Socialization essentially represents the whole process of learning throughout the life course and is a central influence on the […]

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Cash or Credit – Update

We have been discussing the movement away from cash and towards credit-only transactions through a series of blogs. Recently, the New York Post reported that Amazon is working on a payment system that will eliminate the need to hand over cash or a credit card.  You’ll just have to hand over your hand.  Amazon is […]

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“Tommy” is the title of an 1890 poem by Rudyard Kipling, written from the point of view of a soldier, and contrasts the treatment they receive from the general public during peace and during war.  Tommy is generic slang for a common British soldier and is roughly equivalent to the U.S.’s G.I. or G.I. Joe. […]

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