Take the Current Rally with a Grain of Salt

As I pen this article, major US stock indices are hitting all-time highs.  As a result, many investors are peering at their statements or live-streaming devices and are giddy that their net worth continues to climb. When times are good, it is human nature to remember these high water marks and use these elevated market … Continued

Dow 30,000

Peter Navarro, Assistant to the President, and Director of Trade and Manufacturing Policy, recently suggested that the Dow Jones Industrial Average could reach 30,000 in 2020. While there is nothing wrong with what is essentially a short prediction, investors should continue to work with their advisor(s) and stay focused on the long term.  Markets are … Continued

Compound Interest

Albert Einstein is reputed to have described compound interest as “the most powerful force in the universe” and “the greatest invention in human history.”  Whether he did or didn’t use these phrases, capitalizing on the positive attributes of compound interest is a very important part of any wealth-building strategy. Investopedia defines compound interest as interest … Continued

Carbon Taxes

Regardless of how you may feel about climate change, it is probably useful to understand the issue of carbon taxes. According to Wikipedia, a carbon tax is a tax levied on the carbon content of fuels and, like carbon emissions trading, is a form of carbon pricing.  The term “carbon tax” is also used to … Continued


Corroboration is generally defined as evidence which confirms or supports a statement, theory or finding. We now live in a world where almost anyone, can say almost anything, about anything or anyone, often on social media. Investors should be careful to assess commentary and seek corroborating information that might affect an existing or potential investment. … Continued

The World is Growing More Dangerous?

Francois Delattre, France’s ambassador to the United Nations, as he prepared to return to France, expressed the thought that the world is growing more dangerous.  His concerns are based on the perception that three main safety mechanisms no longer function. No more American power willing to be the last-resort enforcer of international order. No solid … Continued

Regulation and Simplification

We have previously commented on the importance of regulations that are clear, concise and broadly acceptable (see our blog posted 14 Sep 2016). A new Securities and Exchange Commission (SEC) rule requires brokers and financial advisors to describe their services, fees and conflicts of interest in “plain English” in a maximum of four pages. This … Continued